agriculture review

Agricultural Insurance in India For Farmers

by aditya abhishek


Agriculture is a risky business, as it is heavily dependent on natural factors such as rainfall, temperature, & pest infestations.

To mitigate the risks involved in agriculture, the Indian government and insurance companies have been promoting agricultural insurance in the country.


It is an insurance scheme that covers yield losses due to natural calamities such as drought, flood, cyclone, pest attack, & diseases. The scheme provides financial support to farmers


It is a weather-based insurance scheme that covers losses due to adverse weather conditions such as excess or deficient rainfall, high or low temperatures, and humidity.

Crop Insurance Portal

The government has also launched a digital platform called National Crop Insurance Portal, which provides farmers with easy access to crop insurance schemes


CPIS is a unique insurance scheme launched by the Government of India to provide financial protection to coconut farmers against losses due to natural calamities.


It is a comprehensive insurance scheme that covers not only crops but also livestock, poultry, and fishery. The premium rates for the scheme are subsidized by the government.

The government's efforts  have helped to reduce their financial vulnerability. But, still due to lack of information, planning and education farmers faces financial crisis in the country. 

thanks for reading!

NEXT: How To Get Agricultural Loan?